All Spectrum Insurance Brokers


4010 Moorpark Ave

Suite 117

San Jose, CA 95117

License #: 0F00727
Closed Today Closed

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All Reviews

2 years ago
The best price between 3 brokers and one online website
I've got the best price here for car insurance.
4 years ago
Have never seen anything like it: fast, got the job done in difficult condition, friendly, transparent - nothing to improve
By the time I got to Joseph, I had tried three insurance companies and was about to give up. Meaning: pay off the home, go without insurance. Then an Allstate agent (Allstate had suspended new policies for what I was looking for) passed me to Joseph at All Spectrum Insurance Brokers. Did not know him from Adam, had no idea what to expect. I had plenty of experience: hours on the phone, answering the same question for the third time on how far the nearest fire hydrant was, and did the home have central heating, and so on. Then, in one instance two full days, later, a response of "we do not write new policies in your area". What exactly took two days to figure out this piece of rocket science? Who knows. Joseph? The shortest discussion of the kind I have ever had. More questions later, but not before he had sorted through the insurers that were not interested, and the ones that were. And then he closed the deal. An affordable one. There is really nothing that I could wish to have gone better. Without a trace of hesitation - go use this broker. You will not regret it. This is not a 4.501 rating, This is a 5.000 rating. Nothing to improve.
4 years ago
Excellent customer service!
I can no longer imagine shopping for and managing my insurance directly with insurance companies, as I had done in the past before working with All Spectrum. I've been working with Michael at All Spectrum Insurance Brokers for the last 4+ years and the service I've received is best in class. Any time I've had a question about my current policy, changes in situation or insurance needs, or just general questions, Michael has been responsive and helpful! I know I can always count on him, whether I have a claim or need to update a policy. He definitely has my family's best interest in mind and proactively researches the market to get us the best, most affordable product available. I highly recommend this broker!
4 years ago
Great service
Micheal is great to work with. He's super knowledgeable, responsive and personable. I've always appreciated his transparency and thoroughness when its comes to discussing our coverage and billing. He's also extremely prompt with his assistance.
4 years ago
Michael offered me a great price on my insurance and always responds very quickly. He always answers my questions.
4 years ago
Excellent service and peace of mind
I have nothing but good things to say about our agent, Michael Denney. He's highly responsive and thoughtful in his support and counsel. We have a home policy with him through Safeco and I appreciate his attention to detail and quick response anytime I have a question. He's earned my trust and would recommend him if you have any insurance needs.
4 years ago
I would not go anywhere else for my insurance needs.
Michael Denny was like a God sent insurance agent when I needed to purchase my first insurance for my first car. I was clueless about how to choose insurance coverage and what each and every confusing line item means, but Michael was patient to explain to me in details and recommended the coverage that I needed. I also got multiple quotes online, but none of them came close to what Michael provided me in terms of costs. After getting that first policy through ASI, I continued to purchase more insurance for other vehicle as well as our home through him and have been using him for years. My experience has been nothing but wonderful. Michael was always there to pick up my calls, reply promptly to my emails, and get me the best priced insurance. I am extremely happy with the service I receive from Michael and as a mortgage agent, I can see myself recommending him to my clients as well.
4 years ago
Surpasses all of my expectations
I have had insurance through this insurer for about 8 years. Truth be told, I have only experienced the services of one agent, Mr. Michael Denny. (Actually, one time , when Michael was unavailable, another agent whose name I do not recall, stood in his stead and provided good service). Michael is one of a kind: not only does he ensure that my insurance needs are being met, he alerts me if he sees some way to tailor the insurance more closely to my needs, even where it results in a lower premium for me. If I overlook something, he points it out. He is unfailing polite, laughing at my occasionally questionable sense of humor, and when he is not immediately available to help me, gets back to me in warp speed time. In my years working with insurance brokers, and, suffice it to say that I am of a certain age and well experienced in this universe, he is head and shoulders above anyone else with whom I have dealt. If all of the brokers at All Spectrum provide even half the service Michael does, customers will be well pleased indeed.