Island Coast Mortgage
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1 month ago
Flawless service made the whole process so easy
If you've never worked with a mortgage broker, it is a real revelation. Your bank is going to string you along and do what's best for the bank. The companies that advertise on TV are gigantic bureaucracies and have to make up the cost of that advertising. They hire inexperienced people who are apt to foul things up. It's hard to reach them to ask questions, and they make you feel like you are imposing on them. They can take what seems like forever to close, because you're just one tiny bit in an enormous pile of work for them, and what do they care? On the other hand, working with Island Coast, you get expert help and exactly the loan you need at the lowest cost, and it's all done very efficiently and effortlessly. They have the years of experience to navigate a complex system without making any mistakes, and are very patient at explaining the process and answering questions -- actual people you can talk to in person, on the phone, or via email. For our refinance, we closed in less than 30 days, and that was with two end-of-year holidays in the middle of the process, causing the appraisal to take two weeks. You can't get this kind of high-quality personal service anyplace else. Not only did we save money, we eliminated all of the stress typically involved in this process.
9 months ago
Quality experience throughout the entire loan process.
My wife and I purchased a home and needed the services of a mortgage company. Our Realtor recommended a company because that company had been more competitive than others in the past. Being new to the area we had no loyalty or knowledge of the local mortgage companies. However, my wife being a doctor is very diligent about researching almost all transactions we have. So I was given the task of researching mortgage companies for review ratings, rates, fees and total costs. I vetted five different companies. Although the company my Realtor suggested was better than three other companies, one company stood out in every category. Better reviews, lower rates and lower fees over all. That company is ISLAND COAST MORTGAGE. I dealt directly with J.B. Broughton along with Lynn Torres. They made my job so easy. Their knowledge and expertise made my transaction timely and seamless. I cannot stress enough how helpful they were. It's not in my nature to write a review either good or bad. However, this company was so far above and beyond the others I contacted I have decided to share my experience. I feel so strongly about this company I am willing to leave my contact info here incase anyone wants ask me personally about them. Do yourself and your wallet a favor and give this awesome company a try. Regards, Wayne Johnson 904-993-3530 firstname.lastname@example.org
10 months ago
As a first time home buyer, the process was intimidating at first. I am so grateful for the guidance of jb and lynn at island coast mortgage! They walked me through every step and I really felt like they were on my side. I higly recommend them!
12 months ago
From beginning to end I couldn't have been more happy. I was thinking to myself this cannot be this easy, but JB surely made it a walk in the park.
1 year ago
High quality service and friendly staff
We needed to refinance our home in a timely fashion and JB Broughton and Lynn Torres got the job done! They were friendly and answered all our questions and called us all the time to keep in touch on what was happening and needed to be done! Couldn't ask for better service! Thanks guys!
1 year ago
Responsive, friendly, and truthful
I worked with Is. Coast Mortgage on my first home. As a Veteran, they worked with me to finalize a VA Home Loan. In short, my experience was flawless. They were knowledgeable, promptly communicated deadlines and paperwork needs, and saved me a money! I highly recommend JB and the team!
1 year ago
Over and Above
Getting a mortgage these days can be very stressful. What you hope for as you go through the process is someone who can reassure you and more importantly keep you informed with what is happening. Then when things get rough are there to be your advocate. JB and Lynn were able to do that for us....from the beginning. When we began the process JB explained the what was going to happen and when. From there Lynn took over and kept us informed. When she requested information, she would acknowledge that she received it. That's so important. She guided us through. There were a couple of times things got rough and JB resolved the issues so that we were able to close in a timely fashion once it was their turn to take over. Would I use them again? Yes. We are already discussing another potential project.
1 year ago
Home Ownership Dream Comes True
Mr. JB Broughton and Mrs. Lynn are so nice they gave me the help to make my dream of owning a home come true. Thank you so much for all the help I'm a Happy home owner . I highly recommend you call the team at Island Coast Mortgage for your next home loan.
1 year ago
Professional and Friendly
I have done several loans with JB. He was one of the only ones that would help me after my bankruptcy. Every time I need something done or have someone ask about a loan, I always refer them to JB. Great person and friend.
1 year ago
Highly qualified professional mortgage company
My experience with the company was outstanding. From the initial phone call to the last phone call made before the closing of my house, I found that the staff at Island Coast goes above and beyond in servicing their clients. I found myself asking a lot of questions regarding during the process and was immediately put as ease by the staff. If you are looking for a company that is friendly, reliable and professional I would highly recommend Island Coast Mortgage.