Senior Funding Reverse Mortgages - Monty Simons
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9 months ago
When we thought about reverse mortgages, we were concerned that is was a scam. We did tons of research and realized that actually, it was not. As soon as we did our research, we then started looking for someone to help us. Monty's name was referred to us by a trusted banker. He did not disappoint. He was very patient, explaining everything (sometimes more than 3 times:) and making sure we really did understand everything. We waited, I believe, several months, before really getting down to business. Again, during that time, Monty emailed, but NEVER pressured us in any way. He sat down with us and went through the final papers, alleviating any of our fears. We signed the papers and trust me, we are very happy. We're now putting the money we were putting in our mortgage in a savings account and we are disappointed in the least with what we've done. This is not an easy decision to make, but if you do, please call Monty.
2 years ago
Bests thing financially I have done for myself in yearfs
Getting a Reverse Mortgage with Monty Simmons was the best thing I have done for myself financially in years. No longer having to pay a monthly mortgage, and the money I got out of the equity in my home has allowed me to pay off or down most of my credit cards, thus meaning I have more cash flow each month, and even my credit scores have dramatically improved, and are continuing to improve, as my increased cash flow allows me to pay down more of my credit cards, continually increasing my My Fico score. It is a vicious cycle in the right direction that I now can continue month after month. Also, I look forward to another chunk of money coming in a year which will allow me to do a lot more things I want to do = fix up my house, travel. At this time, this is the best move I have made in a long time, and I can relax now since I no longer have to be desperate to make it to the next time I get money in.
2 years ago
After my husband and I decided we needed to do a reverse mortgage, I contacted several lenders to compare services. Monty Simons was the only one that followed up with us during our selection process of who we wanted to work with. The process was a long tedious one because of our circumstances, but Monty hung-in there and was very patient. He kept us informed on each step of the process from the beginning until the loan closed. I was able to obtain the needed documents, scan them, and do everything through email until the final signing. All my phone calls and emails were returned or replied to promptly. We finally closed our reverse mortgage the end of October 2015. I have no regrets choosing to work with Monty Simons and I would highly recommend him to anyone contemplating a reverse mortgage.
3 years ago
Persistence pays off - 4 stars
Monty had been working with me for the past two years hoping that I would see the benefit of a referse mortgage. Even though I was indecisive for soon long, Monty hung in there while occasionally providing me with updated data on the changes taking place with the reverse mortgage programs. When I fianlly decided in favor of the reverse mortgage, Monty took the time to answer any additional questions I raised as we proceeded through the process. Occasionally his answers didn't get to the heart of my concerns so Monty would get back to me with further data to satisfy my concerns about the possible negative aspects of a reverse mortgage. Although I'm sure my insistence for clearer answers on how final figures were calculated might have irritated Monty at times, he was always professional in his reponses and promised to get back to me with better explanations as to how the calculations were determined - which he did. Overall, I would recommend Monty to past clients of mine should they be considering a reverse mortgage.
3 years ago
Most Positive Experience
I recently closed escrow on a reverse mortgage, which was an extremely positive experience. My loan agent, Monty Simons was helpful, caring, and forthright in making this a simple and smooth transaction. He was professional and knowledgeable and was always available. I would highly recommend Monty without any reservation whatsoever. It was a pleasure to know that I never needed to be concerned about my loan and its process. Thank you Monty for making this such a easy and worry free process.
3 years ago
Efficient, Cordial, Great guy
I was referred to Monty by my local bank. After I spoke to him the first time I felt as if the weight had been lifted from my back. Monty explained the Reverse Mortgage, and the process. I think all in all it took just over a month to complete. Now I have some cash, no mortgage payments, and someone I can call with questions. I couldn't recommend him highly enough. Your losing out if don't call him!!